Benazir Kafalat Program

The Benazir Kafalat Program (BKP) is Pakistan’s social welfare initiative designed to provide unconditional cash assistance to deserving and financially vulnerable women across the country. It is a key component of the Benazir Income Support Programme (BISP), which falls under the broader Ehsaas and Social Safety Net Framework of the Government of Pakistan.

Launched in honor of Shaheed Mohtarma Benazir Bhutto, the program reflects her vision of an inclusive and compassionate Pakistan, where every citizen—particularly women—has the right to live with dignity.

Check Benazir Kafalat Program Eligibility Online (8171 Web Portal)

  • Visit: 8171.pass.gov.pk
  • Enter your CNIC number (without dashes)
  • Input the Captcha Code
  • Click “Submit”
  • Result: You’ll see whether you’re eligible, under verification, or not eligible
  • Note: Never share your CNIC or personal info on unofficial websites or with third parties.

Objectives of the Benazir Kafalat Program

  • Reduce Extreme Poverty among the bottom income segment.
  • Empower Women Economically by offering them direct control over cash transfers.
  • Enhance Financial Inclusion through digital banking systems and biometric verification.
  • Improve Household Welfare, especially among women-led and marginalized families.
  • Promote Social Justice by targeting underserved communities based on a transparent merit-based system.

Eligibility Criteria for BISP Kafalat Program

The Benazir Kafalat Program employs a scientific approach to beneficiary selection through the Proxy Means Test (PMT), which evaluates households on a scale of 0-100. This assessment is conducted through the National Socio-Economic Registry (NSER) survey. Current eligibility requirements include:

  • A PMT score below 32 (as approved by the BISP Board in September 2021).
  • For families with differently-abled members, the threshold is relaxed to a PMT score of 37.
  • Valid Computerized National Identity Card (CNIC) for the applicant.
  • Family income below Rs. 25,000 per month.
  • Priority given to households with female applicants.
  • Not a taxpayer.
  • CNIC verification through NADRA.
Special Inclusion Categories
  • Widows and Divorced Women
  • Women with Disabilities
  • Orphan Children (under female guardianship)
  • Transgender Persons (recently included under expanded criteria)
BISP 8171 Ineligibility Criteria
  • Government employee or pensioner in the family.
  • Owns significant land or commercial property.
  • Regular income exceeds minimum wage threshold.
  • Overseas Pakistanis in household data.

How to Apply for Benazir Kafalat Program in 2025

To qualify for the program, applicants must meet the following conditions:

  • Gender: Women are prioritized.
  • Economic Status: Belong to a low-income household with a Proxy Means Test (PMT) score below 32.
  • Marital Status: Widows, divorced, or single women from disadvantaged backgrounds are eligible.
  • Disability: Persons with disabilities can apply.
  • Property Ownership: Applicants should not own significant property or agricultural land.
  • Employment: Unemployed individuals struggling to make a basic living can register.

Note: Government employees, their spouses, and high-income individuals are not eligible for the Benazir Kafalat Program.

benazir kafalat program 2025

Bisp kafalat program online registration Process

1. Online Registration via BISP Portal

  • Visit the official BISP portal: https://bisp.gov.pk/
  • Enter your CNIC number.
  • Provide your full name, mobile number, and address.
  • Submit the form and wait for a confirmation message.

2. In-Person Registration at BISP Offices

  • Visit the nearest Benazir Income Support Programme (BISP) Tehsil Office.
  • Carry your original CNIC and copies.
  • Fill out the registration form with the help of BISP staff.
  • Await a confirmation SMS from 8171.

Document Requirements for Registration

  • Valid CNIC of applicant
  • Family registration certificate B-FORM (where applicable)
  • Proof of residence
  • Active Mobile Number
  • Utilities Bills (Gas and Electricity) if available
  • Additional documentation for special categories (differently-abled persons, transgender individuals)

Verification Process

  • After application, your information will be verified through NADRA
  • A socioeconomic assessment may be conducted
  • Eligibility confirmation typically takes 3 to 6 Months

Payment Activation

  • Once approved, you will receive notification via SMS
  • Visit your designated bank or BISP office to complete biometric verification
  • Receive quarterly payments of Rs. 13,500 through designated channels
Eliblibilty and payment system of bisep kafalat program

Bisp Kafalat Program Payment Disbursement Channels

Payment Disbursement Channels

Beneficiaries with CNIC-linked bank accounts can receive payments directly into their accounts. Funds can then be withdrawn from ATMs of participating banks. As of 2025, the following banks are involved in BISP disbursements:

  • Bank Alfalah
  • Habib Bank Limited (HBL)
  • Bank of Punjab (BOP)
  • United Bank Limited (UBL)
  • Sindh Bank
  • Summit Bank
  • Telenor Microfinance Bank (Easypaisa)
  • Mobilink (JazzCash)

Process of Withdraw Payment

  • Visit the designated banks or BISP campsites, which are available in every tehsil.
  • Take your original CNIC with you and present it to the BISP staff or POS agent.
  • They will check your payment status in their system or device.
  • If you are eligible and your payment has been issued, you will receive your payment after fingerprint verification.
  • Ensure your thumbprints match NADRA records for smooth transactions.

Recent Developments OF Kafalat Program 2025

  • Stipend Increase: Reflecting inflation, the stipend increased to PKR 13,500.
  • Ineligible Lists Updated: Regular audits are removing fraudulent entries.
  • Mobile App Launched: Beneficiaries can now check payment history and eligibility.
  • Biometric Failures Resolved: Alternate verification methods introduced.
  • Payment Verification: Beneficiaries must verify payments via CNIC & biometric ID.

Frequently Asked Questions (FAQs)

Any woman between the ages of 18 and 60 from a household registered in the NSER database and meeting health and education conditions for children.

No, the program specifically targets women as primary beneficiaries to promote gender equity and female empowerment.

No, registration is completely free. Beware of fake agents demanding money.

This special assistance (like flood relief or emergency cash) is announced under specific circumstances. Eligibility is verified through the 8171 portal and NADRA data. Regular updates are provided through SMS and official channels.

Visit the nearest BISP or Ehsaas Registration Center (NSER) with your original CNIC. Staff there will check your eligibility and register you if you qualify.

Conclusion

The Benazir Kafalat Program is more than just a cash transfer—it’s a lifeline for millions of Pakistani women struggling to make ends meet. By ensuring financial stability, enabling decision-making, and encouraging dignity, BKP continues to reshape the lives of women and children in Pakistan’s most underserved communities.

If you’re eligible or think you may be, visit your nearest BISP center or check eligibility online. Empowerment begins with awareness.