BISP Payment Withdrawal Guide 2025
The Benazir Income Support Programme (BISP) continues to play a vital role in supporting low-income families across Pakistan. In 2025, the quarterly stipend of PKR 13,500 is disbursed under the Benazir Kafalat Scheme, benefiting women, widows, and individuals with disabilities. This guide explains how beneficiaries can safely withdraw their funds through ATMs, mobile wallets, and partner banks—while also sharing eligibility requirements and common troubleshooting tips.
Who Can Receive BISP Payments in 2025?
- Be a Pakistani citizen with a valid CNIC (Computerized National Identity Card)
- Have a monthly household income below PKR 25,000
- Be registered in the BISP system via the 8171 portal or NADRA.
- Belong to one of the following vulnerable groups, Widows, Divorced or separated women, Disabled individuals (with valid documentation).
BISP Withdrawal Options Comparison (2025)
| Withdrawal Method | Availability | Biometric Required | Fee | Max Daily Limit | Convenient For |
|---|---|---|---|---|---|
| HBL ATM | Nationwide | Yes | Free | Rs. 25,000 | Urban/Rural ATM Users |
| Bank Alfalah | Selected Branches | Yes | Free | Rs. 25,000 | Those with Alfalah nearby |
| Bank of Punjab | Limited Branches | Yes | Free | Rs. 25,000 | Punjab-based beneficiaries |
| JazzCash | Nationwide (Agents) | Yes | Varies (Rs. 30-50) | Rs. 15,000 | Mobile-friendly users |
| EasyPaisa | Extensive Network | Yes | Varies (Rs. 30-50) | Rs. 15,000 | Rural areas |
| Telenor Microfinance Bank | Branches & Agents | Yes | Free | Rs. 15,000 | Telenor SIM holders |
Withdraw BISP Funds via HBL ATM
HBL is a key partner for BISP disbursements, offering secure and fast withdrawals through its nationwide ATM network. This option is especially useful for those who want to avoid standing in long queues at cash centers.
Steps to Withdraw:
- Visit the nearest HBL ATM.
- Select the Thumb Scan option and choose Urdu for ease.
- Press the BISP option on the menu.
- Enter your 13-digit CNIC number.
- Place your thumb on the biometric scanner for verification.
- Select Withdraw Money, enter PKR 13,500, and confirm.
- Collect your cash and keep the receipt.
Benefits of Using HBL ATMs:
- Available 24/7 across Pakistan
- Secure biometric authentication
- No need to wait in cash center lines
Read our complete guide: How to Withdraw BISP Funds via HBL ATM
Withdraw BISP Funds via Bank Alfalah
Bank Alfalah is a trusted partner of BISP, providing both ATM and over-the-counter withdrawal services. Its wide branch network makes it convenient for beneficiaries across Pakistan.
Steps to Withdraw via ATM:
- Visit the nearest Bank Alfalah ATM.
- Insert your BISP ATM card or use your CNIC number.
- Select the BISP Payment option on the screen.
- Scan your thumb for biometric verification.
- Enter PKR 13,500 and confirm the transaction.
- Collect your cash and receipt.
Steps to Withdraw Over the Counter:
- Visit any Bank Alfalah branch with your original CNIC.
- Provide your CNIC to the cashier for biometric verification.
- Receive your BISP funds in cash.
Benefits of Withdrawing Money From Bank Alfalah:
- Multiple withdrawal options (ATM or branch).
- Secure transactions using biometrics.
- Fast, accessible service across Pakistan.
Withdraw BISP Funds via Bank Alfalah
Bank Alfalah is another trusted BISP partner. It offers withdrawals through ATMs and over-the-counter services, and its widespread network makes it accessible to beneficiaries across Pakistan.
Steps to Withdraw via Bank Alfalah ATM:
- Locate a Bank Alfalah ATM.
- Insert your BISP-linked ATM card or enter your CNIC.
- Select the BISP Payment option.
- Complete biometric verification with your thumbprint.
- Enter the withdrawal amount (PKR 13,500).
- Collect your cash and retain the receipt.
Over-the-Counter Option:
- Visit a Bank Alfalah branch with your CNIC.
- Provide your CNIC to the cashier and complete biometric verification.
- Receive your payment in cash.
Benefits of Withdrawing Money From Bank Alfalah:
- Flexible options (ATM or branch).
- Secure transactions with biometric checks.
Learn more in our article: How to Withdraw BISP Funds via Bank Alfalah.
Withdraw BISP Funds via Bank of Punjab
The Bank of Punjab (BoP) facilitates BISP withdrawals, particularly for beneficiaries in Punjab, with a robust network of ATMs and branches.
Steps to Withdraw via Bank of Punjab ATM:
- Go to a BoP ATM.
- Enter your CNIC or insert your BISP-linked card.
- Select the BISP Payment option.
- Verify your identity with a thumbprint.
- Input PKR 13,500 and confirm.
- Take your cash and receipt.
Steps to Withdraw via Bank of Punjab Branch:
- Visit a BoP branch with your CNIC.
- Complete biometric verification at the counter.
- Receive your payment.
Benefits of Withdrawing Money From BoP:
- Strong presence in Punjab.
- Quick and secure process.
See How to Withdraw BISP Funds via Bank of Punjab for in-depth instructions.
Withdraw BISP Funds via JazzCash
JazzCash, operated by Mobilink Microfinance Bank, is a mobile wallet solution perfect for beneficiaries in remote areas or those preferring digital transactions.
Steps to Withdraw Funds Using JazzCash Wallet:
- Ensure your mobile number is registered with BISP.
- Receive an SMS from 8171 confirming your payment.
- Visit a JazzCash agent or use the JazzCash app.
- Provide your CNIC and complete biometric verification.
- Request withdrawal of PKR 13,500.
- Alternatively, use a JazzCash ATM card at any ATM.
Benefits of Using JazzCash:
- Accessible in rural areas via agents.
- Supports mobile payments and online transactions.
- Minimal fees (check with agents).
Withdraw BISP Funds via EasyPaisa
Telenor Microfinance Bank supports BISP withdrawals through its growing network, offering beneficiaries mobile wallet and ATM options.
Steps to Withdraw BISP Funds via EasyPaisa:
- Register your mobile number with BISP.
- Wait for the 8171 SMS confirming your payment.
- Visit an EasyPaisa agent or use the EasyPaisa app.
- Provide your CNIC and verify with biometrics.
- Withdraw PKR 13,500 or transfer to your EasyPaisa account.
- Use an EasyPaisa ATM card for ATM withdrawals if available.
Benefits of Using EasyPaisa:
- Nationwide agent network.
- Convenient for mobile-based transactions.
- Secure and fast.
Read the complete guide: How to Withdraw BISP Funds via EasyPaisa.
Withdraw BISP Funds via U Microfinance Bank
U Microfinance Bank, commonly known as U Bank, is another BISP disbursement partner. With over 250 branches across 210 cities and rural areas in Pakistan, U Bank facilitates easy access to BISP funds.
Steps to Withdraw BISP Funds From U Bank:
- Locate the nearest U Bank branch.
- Present your original CNIC.
- Complete biometric verification.
- Receive your BISP funds upon successful verification.
Note: It’s advisable to confirm with the branch beforehand to ensure they handle BISP disbursements.
For a complete guide, go on: How To Withdraw BISP Funds via U Microfinance Bank.
Frequently Asked Questions (FAQs)
Final Thoughts
Withdrawing BISP funds in 2025 has become easier, safer, and more accessible for beneficiaries across Pakistan. Whether you prefer using an ATM, a mobile wallet like JazzCash or EasyPaisa, or visiting a bank branch, the process is now designed to fit your convenience. Just ensure your CNIC is up-to-date, complete biometric verification, and always follow official instructions to avoid issues.
For step-by-step guidance on each method, refer to our individual guides listed above.
Stay informed, stay verified — and make sure you’re always using official 8171 channels for updates.