How to Withdraw BISP Payment from HBL ATM (2025 Guide)
Withdrawing your Benazir Income Support Programme (BISP) payments is now easier than ever, primarily through Habib Bank Limited (HBL) ATMs. This guide is designed to walk you through the step-by-step process of withdrawing BISP funds from HBL ATMs so you can access your financial aid safely and conveniently — without needing assistance.
Whether new to the system or need a refresher, this HBL ATM BISP guide contains valuable tips, FAQs, and updates relevant to 2025.
Things to Know Before Withdrawal
Before heading to an HBL ATM, ensure you meet the following requirements.
You must be enrolled in the BISP program. You can verify your status on the official BISP website at www.bisp.gov.pk or through the 8171 SMS service by sending your CNIC number.
When your payment is ready for withdrawal, you will receive an SMS from 8171. This confirms that funds have been disbursed to your account.
Carry your valid Computerized National Identity Card (CNIC), as the 13-digit CNIC number is required for the transaction.
Ensure your thumb is clean and free of cuts or dirt, as biometric scanning is mandatory.
Step-by-Step Guide to Withdraw BISP Funds
Follow these steps to withdraw your BISP payment from an HBL ATM.
- Wait for an SMS from 8171 notifying you that your BISP payment is available.
- Find the nearest HBL ATM using the branch locator on HBL’s website or by asking locals.
- Press the thumb scan option at the ATM and select the BISP withdrawal menu. If you prefer the Urdu language option, choose it for ease.
- Input your 13-digit CNIC number carefully using the ATM keypad.
- Place your thumb on the biometric scanner. Ensure proper contact for accurate verification.
- Select “Balance Inquiry” to view your available funds, if desired.
- Select “Withdraw Money” from the menu.
- Input the amount you wish to withdraw (e.g., Rs. 13,500 for the quarterly payment) and confirm.
- The ATM will dispense the cash. Collect it along with any receipt provided.
Common Issues and Solutions
| Issue | Possible Reason | Solution |
|---|---|---|
| ❌ ATM shows “No Balance” | Funds not yet credited | Wait for SMS from 8171 or check after 1–2 days |
| ❌ Thumbprint not recognized | Fingerprint issue | Clean finger and scanner; retry. If it persists, visit the BISP center |
| ❌ Card not working | Damaged or expired card | Visit HBL branch or BISP center for replacement |
| ❌ Transaction declined | Technical error or limit reached | Try a different ATM or contact HBL helpline: 021-111-111-425 |
Benefits of Using HBL ATMs for BISP Withdrawal
Using HBL ATMs to withdraw BISP funds offers several advantages, making it a preferred method for beneficiaries.
ATMs are available round-the-clock, allowing withdrawals at your convenience, even on weekends or holidays.
Unlike traditional cash centers, ATMs eliminate the need to wait in long lines, saving time and effort.
Biometric verification ensures that only registered beneficiaries can access the funds, reducing fraud risks.
The option to use Urdu makes the process accessible to those who are more comfortable with the local language.
Beneficiaries do not require an HBL or bank account, simplifying the process.
Direct withdrawals eliminate reliance on intermediaries, ensuring transparency.
These benefits, particularly for women who previously faced long waits at cash centers, have made HBL ATMs a game-changer for BISP disbursements (New Method Of BISP 8171 Payment).
Tips for a Smooth BISP Withdrawal at HBL ATM
- Always go to an official HBL ATM.
- Avoid agents or intermediaries who ask for a commission.
- Use your own CNIC and thumbprint only.
- Withdraw your full entitled amount — BISP does not deduct any charges.
- Keep your transaction receipt as proof.
BISP Helpline Numbers
- BISP Toll-Free Number: 0800-26477
- HBL Helpline: 021-111-111-425
- You can verify payment details by sending your CNIC number to 8171 via SMS.
Final Thoughts
Following this step-by-step HBL ATM BISP withdrawal guide, you can access your financial support safely, securely, and independently. This system is designed to empower beneficiaries — especially women — and eliminate the need for third-party involvement.
Always remember: Your money is your right. Withdraw it safely, without deductions.
My name is Syed Adil Shah, and I’m a professional blogger with over 10 years of experience in the field of blogging. I’ve been sharing helpful, reliable, and informative content to support people across Pakistan.
